End of Year Dental Insurance Considerations

End of Year Dental Insurance Considerations

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End of Year Dental Insurance Considerations

It is no surprise that millions of people every year end up leaving money on the table when it comes to dental care insurance benefits. Statistically speaking, many estimates indicate that as few as 3% of the people with dental insurance will ultimately reach or exceed the annual maximum of their dental plan. Keep in mind that most plans typically run out at the end of the calendar year on December 31st. One of the easiest ways to avoid losing benefits is to simply plan procedures or treatment prior to the end of year dental insurance.

Unused Benefits May Roll Over Into The New-Year

One of the best ways to make sure that no money is left on the table in this regard is to simply talk with your insurance company. Every insurance company is different and that is what is important to speak directly with your insurance provider. In some cases unused benefits may roll over into the new-year but in many cases this is simply not true. Preventive dentistry is an important aspect of maintaining good dental health. Keeping this simple fact in mind, many insurance plans will pay for one hundred percent of any preventative dental care.

Scheduling an Appointment With Your Dentist
Scheduling an Appointment With Your Dentist

If you have not had any preventative visits as the end of the year approaches this may be a good option. In addition, talking with your dental care provider throughout the year about potential procedures or treatments is a great way to stay proactive. Once your dental needs have been determined, work with your dental care provider as well as your insurance company to determine what is covered. Once this has been accomplished it is then simply a matter of scheduling an appointment with your dentist for the treatment or procedures needed. Contact your Elk Grove dentist, Dr. My Huynh at Laguna Park Dentistry today to learn more.

References:
[1] End of Year Considerations and Dental Insurance
[2] End of the Year Dental Insurance Benefit Strategies
[3] Patient Information

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